
We know how stressful it can feel to face foreclosure, judgments, or mounting debt. Our goal is to help you protect your home, regain stability, and even create a path back to ownership — with honesty, respect, and real results.
Four simple steps to regain control of your home and your future.
No pressure, no obligation. Reach out and start a confidential conversation about your situation.
We evaluate your property and title to determine your best options based on your unique circumstances.
Whether you choose to sell outright, rent back, or buy back later — we provide a clear, fair offer with no hidden terms.
Close through a licensed title company with funds disbursed securely at closing. We can cover repair costs upfront if needed.
No pressure, no obligation. Reach out and start a confidential conversation about your situation.
We evaluate your property and title to determine your best options based on your unique circumstances.
Whether you choose to sell outright, rent back, or buy back later — we provide a clear, fair offer with no hidden terms.
Close through a licensed title company with funds disbursed securely at closing. We can cover repair costs upfront if needed.
Whether you prefer to sell outright, stay under a rent-back, or buy your home back later, we'll customize a plan tailored to your goals.
No Rent-Back. No Buy-Back.
Sell your home directly to us for a fair price and close quickly — often within 24 hours once the title is cleared. Depending on your home's equity, you may also receive cash at closing to make your transition smooth and stress-free.
Stay in Your Home
Prefer to stay in your home? Sell now and legally remain with a fixed rental agreement while you plan your next steps. You can also combine this with a buy-back path, allowing you to rent now and repurchase later when you're financially ready.
Regain Ownership
If your goal is to regain ownership, we can structure a fair buy-back agreement that lets you reclaim your property once you're ready — putting your family back on solid ground.
Every agreement is completed through licensed title companies with clear, transparent legal documentation — so you know exactly what to expect at every stage.
Stop the foreclosure process and protect your future
Clear all outstanding obligations tied to your property
Based on available equity in your home
Flexible rent-back or buy-back options available
We cover necessary costs upfront
Once the title is cleared
Clear communication and honest dealings throughout the process
Real people who stayed in their homes and rebuilt their financial footing.
We were months behind on our mortgage and facing foreclosure. Reclaim Realty helped clear our debt and we stayed in our home. Two years later, we bought it back on our own terms.
Before
5 months behind, foreclosure notice
After
Debt cleared, repurchased after 24 months
M.R.
Newark, NJ
I thought losing my home was inevitable after my medical emergency left me with crushing debt. They gave me breathing room and a fair rental agreement. I'm rebuilding my credit and planning to buy back next year.
Before
$45K in liens and medical debt
After
Debt resolved, stable rental, credit improving
J.T.
Trenton, NJ
The transparency was what convinced me. Every step was explained clearly, the market value assessment was fair, and I never felt pressured. It's been 18 months and I'm almost ready to repurchase.
Before
Tax liens, water damage, uncertainty
After
Repairs done, clear agreement, on track
S.K.
Philadelphia, PA
Ready to write your own success story?
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You deserve options and someone who listens. Let's find a path that works best for you.
Reclaim Realty
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